At Finatic, we don’t just talk about making money—we talk about making space. And the biggest unlock? When your passive income from smartly acquired assets outpaces your cost of living—also known as your burn rate.
That’s when freedom starts.
Because let’s be real: the goal isn’t to hustle forever. The goal is to stack assets—property, dividends, savings interest, even side hustle residuals—that pay you passively. When those earnings exceed what it costs you to live? You’re financially uncuffed.
Your time becomes yours. Your choices widen. You’re not working to live—you’re living because you worked smart.
🧮 The Freedom Formula
Financial Freedom = Passive Income ≥ Burn Rate
In this equation:
- Passive Income = income from assets you own, not time you sell
- Burn Rate = what it costs you each month to live life, cover bills, and maybe sneak in a weekend getaway
Want freedom? Focus on the income side. Stack what grows while you sleep.
🔍 Step 1: Know Your Burn Rate
Track your monthly expenses like a Finatic:
- Rent/mortgage
- Food, fuel, kids, coffee
- Insurance, emergency savings
- Lifestyle costs you don’t want to sacrifice
This number is your baseline.
Step 2: Stack Passive Streams
Here’s where the magic happens. Think:
- A rental that pays you every month
- Shares that throw off dividends
- A course, app, or product that keeps selling
- Compound interest from investments that grow quietly
As each stream grows, your freedom rate inches higher.
🛡️ Step 3: Insure What Matters
Because freedom isn’t just built—it’s protected. If life throws a curveball and wipes out one stream, proper insurance catches the fall. Cover your assets like a boss so your passive income keeps flowing.
Want to start smart?
